Tired of Bad news? Here is some great news! It is a Great time to buy real estate!
Why?  Interest rates are low,  there are a lot of homes on the market so prices have been driven down and sellers are willing to negotiate more than ever before.  It’s the single biggest way to build wealth and net worth.  When everyone else is selling is the time to buy.  I am an Accredited Buyer’s Representative and will help you find the best value that you are looking for.

What should I do to make sure I am qualified to buy? Contact a lender who can pre-qualify you!  I work with several excellent lenders and I would be happy to recommend one for you.  Prequalifying is the smartest way to start the home shopping process.  You will know what you will be qualified for before you place the offer.


How do I know what’s on my credit report?
Did you know that you can get a FREE copy of your credit report from the three major credit reporting agencies once a year? You can call them to get your FREE Annual Credit Report at 877-322-8228 or visit their website at 
https://www.annualcreditreport.com to get your FREE copies.


Now that I know what’s on my credit report,
how can I improve my score? One of the most important thing to do it to pay your bills “on time”.  Putting them on auto-pay can relieve you of forgetting to pay on time.  Second, pay down your debts and charge less.  Don’t close old paid-off accounts. Read more

What is the current status of Down Payment Assistance?  Will it go away?
A bill has been introduced which would change the requirements for seller-funded down payment assistance.  Read More

Seven Oaks Statistics for September 2008 (FMLS):

# of Current Listings  17

#  of Expired Listings (last six months)  23

# Listings under contract  2

# Listings sold (last 6 months)  27

Avg Sale Price $432,408

Avg Original List Price $471,573

% LP to SP  92%

AVG Days on Market  73